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Author: Michael Miller

What is Senior Independent Living?

 April 24, 2025


Navigating retirement should be exciting, and exploring your living options is an important part of the journey. If you’re an active older adult looking to simplify life without sacrificing independence, senior independent living might be the perfect fit.

Independent living refers to purpose-built communities designed for older adults who want the freedom of maintenance-free living, along with amenities, activities, and a strong sense of community — all without the responsibilities of homeownership.

It’s a lifestyle choice that puts more time and energy back into your passions. Learn about the benefits, costs, types of accommodations, and how independent living differs from assisted living to see how independent living could be the perfect fit for your golden years.

Table of Contents

Benefits of Independent Living for Seniors

Moving to an independent living community offers a host of benefits for older adults, including:

No Home Maintenance or Repairs

Independent living frees residents of the burdens of home ownership and maintenance. Moving to an independent living community means no more shoveling snow, mowing the lawn, fixing home appliances, or worrying about other maintenance issues or unexpected costs.

Meals Included

As we age, preparing nutritious meals or maintaining a balanced diet on a daily basis can become more challenging or more burdensome, especially when medications affect appetite or dietary restrictions are involved. In independent living communities, delicious, restaurant-quality meals are included in the monthly cost, making mealtime both convenient and enjoyable. Menus typically offer a variety of options and accommodate special dietary needs.

For those who still enjoy cooking, many communities also provide accommodations with full kitchens or kitchenettes, giving residents the flexibility to prepare meals in the comfort of their own home.

Amenities & Conveniences

Depending on the independent living community, residents have access to a host of amenities and programs to make retirement life easier and more enjoyable. Community events and activities like fitness classes, happy hours, lectures, movie nights, and more fill the social calendar. Pet-friendly policies, garages reserved for residents’ vehicles, on-site beauty/barber shops, and swimming pools are just a few of the attractive conveniences that may also be available.

Some independent living communities even have a concierge to help make arrangements for theater tickets, dry cleaning, travel plans, and more. In addition to the amenities on campus, residents get to enjoy the many amenities nearby. From access to tranquil walks in nature to bustling shopping days in the city, there are independent living communities in neighborhoods to suit many different lifestyles.

Socialization

Maintaining connections with others is a crucial part of a balanced and happy life, especially as we age. Senior isolation is a serious issue for adults in retirement, and independent living communities offer meaningful ways to connect with friends and neighbors each day. Whether it’s a quick cup of coffee in the dining room before morning devotionals or an afternoon of games, the built-in opportunities for socialization are a major reason seniors choose independent living. At the same time, these communities also respect the needs of introverts, offering private spaces and the flexibility to engage socially as much—or as little—as each resident prefers.

Safety and Security

Your safety and peace of mind are important, especially as you age. Independent living communities offer a secure environment designed with you in mind. With staff onsite around the clock, emergency call systems, and fire safety features throughout, you can enjoy your independence knowing help is always available if needed. It also gives your loved ones confidence and peace of mind, knowing you’re in a safe, supportive setting.

Personal Assistance

Some independent living communities also have programs in place to offer assistance with personal care – this is a bit different from a full-on assisted living community (more about that below!). This allows an older adult to remain independent longer.

Discover more reasons to make the move to an independent living community.

How Much Does Independent Living Cost?

Independent living communities vary widely in terms of cost, which typically range from $2,000 to $5,000 or more a month. When considering everything that is included when moving to independent living, what may initially seem expensive ends up being an economical choice.

Services covered in the monthly fee at an independent living community include things that would cost much more when purchased separately, like lawn care, property maintenance, housekeeping, and meals.

Some factors that influence the cost of independent living include:

Type of independent living community: A stand-alone independent living community with few amenities may cost less than an independent living community with more robust offerings or one located on the campus of a continuing care community.

Location: As with other housing types, location plays a factor in cost. Major cities typically have a higher cost of living which translates to higher monthly rates. Pricing will be higher in more desirable neighborhoods. Housing type and square footage of accommodations at an independent living community will also influence the monthly fee.

Learn more about the average cost of independent living and why it may be more affordable than aging in place.

Independent Living Apartments & Residences

To support comfortable and safe aging, independent living communities offer housing designed with the needs of older adults in mind. These residences often offer single story living and incorporate features such as wider doorways, strategically placed grab bars, accessible showers, and emergency call systems.

Senior housing in independent living communities includes a variety of options with diverse layouts and square footage such as:

  • Apartments
  • Cottages or villas
  • Duplexes
  • Townhomes
  • Condominiums

Is independent living the same as a retirement community?

Independent living communities are often also called retirement communities. The terms are interchangeable and refer to a community for seniors that has amenities and services that make life easier and more social while maintaining independence.

What’s the difference between independent living and senior apartments?

In some instances, an independent living community is structured as senior apartments, but the main difference is that senior apartments not affiliated with an independent living community are primarily focused on providing affordable senior housing for older adults, though there are luxury senior apartment communities as well.

What’s the difference between independent living and a 55+ community?

Although there’s no ‘official’ definition of independent living vs. 55+ communities, there are key differences in how they tend to be described or categorized. In general, independent living communities offer a higher level of amenities and service, making for a stress-free living experience, whereas 55+ communities’ amenities are more varied depending on the complex. Another major difference is that in 55+ communities, it’s common for residents to own their home, whereas in independent living communities, residents are most often renting.

What’s the Difference between Independent Living and Assisted Living?

Independent and assisted living are both senior living communities with key differences:

Independent living is for older adults who are able to execute Activities of Daily Living (ADLs) without help and are looking to move on from home ownership but can and want to live on their own. Independent living communities aim to provide a maintenance-free lifestyle, and often offer dining programs, housekeeping, and laundry, plus a busy social calendar of activities and events.

Assisted living is ideal for older adults who need help with daily activities but don’t need continuous medical supervision. These senior living communities offer a step up in services for seniors who need help with medication, bathing, dressing, and personal care. They provide restaurant-style dining and a selection of social activities, physical fitness programs, and other life enrichment activities.

Learn more about independent living vs assisted living.

Independent Living FAQs

Who is independent living best suited for?

Independent Living is a great senior living option for older adults who can manage mostly on their own but don’t want the hassle of keeping up a home, who are mobile, don’t suffer from major health or cognitive issues, and find the social aspect of independent living activities and appealing or are interested in the convenience of having an array of amenities within walking distance.

What is the average age of an independent living resident?

Independent living community residents range in age from the mid-50s to eighties and beyond.

What are considered independent living skills?

Independent living communities center around adults who are able to accomplish daily living tasks, also known as Activities of Daily Living (ADLs), without assistance.

What support is included in an independent living community?

Support across independent living communities generally includes some or all of the following:

  • home maintenance and groundskeeping
  • housecleaning
  • healthy on-site dining options
  • senior activities and events
  • laundry service
  • transportation assistance
  • 24/7 security and on-call help

Different independent living communities have different services. Some independent living communities are part of a larger senior care organization, and in these instances, there may be more readily available medical support or the ability to transition into assisted living or make use of assisted living services on the same campus if the need arises.

For other standalone independent living communities, these may function more like a luxury apartment complex, where additional support is not available.

When to transition to independent living?

If you find that you are feeling like you’d like to take some of the stressors of home maintenance, cooking or cleaning, and other day-to-day priorities off your shoulders, considering a move to independent living could be the right thing for you. Downsizing and / or moving closer to family may also be a good time to make the transition to a senior living community.

How to Find the Right Independent Living Community

With so many living options available to seniors, and many with similar grounds and amenities, finding the independent living community that’s the right fit can feel daunting. More important than amenities, though, is finding a place to be able to settle into and really be a part of, to feel comfortable socially and accepted for who you are.

As you research different independent living communities, take your time browsing websites, reading testimonials, and be sure to schedule a tour for your top choices.

Here’s a list of questions to ask when touring a senior living community.

Find an independent living community near you

Ready to begin your search? See all that independent living at Five Star Senior Living has to offer. From our life enrichment programs to our Five Star culinary dining, stress-free living is closer than you think.

Find an independent living community near you to get started.

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6 Ways to Maintain Mobility as You Age

 March 1, 2025

While everyone ages differently, there are some undeniable changes that occur as we grow older. Loss of flexibility and slower reflexes are two. Balance problems become more common for reasons ranging from an inactive lifestyle to a poor diet.

What can you do to protect your or a senior loved one’s mobility?

We have six suggestions for you to explore.

Protecting Mobility during Retirement

 

  1. Avoid a sedentary lifestyle: While it may seem like a less active lifestyle reduces your risk for a fall, the opposite is true. Those who are more sedentary often experience a loss of core strength and decreased flexibility. By avoiding sitting for long periods of time, you may be able to protect your mobility.
  2. Get regular exercise: Most people know exercise is linked to a healthier heart and a decreased risk for many diseases, including cancer and diabetes. Exercising on a routine basis also helps you stay limber and mobile. It’s one of the best ways to improve your overall well-being during retirement.
  3. Eat a balanced diet: Nutrition can also protect mobility. Seniors who have a poor diet experience more disabling falls than their peers who eat well. Lean protein combined with fruits and vegetables is believed to be the core of a healthy diet. For advice on how to eat well as you age, visit ChooseMyPlate from the U.S. Department of Agriculture.
  4. Incorporate strength training: An increasing amount of evidence shows strength training improves and maintains core strength. Building muscle mass is another safeguard for staying mobile. Work with a trainer at a local fitness center to learn how to use resistance bands or talk with your physician about a program like the Centers for Disease Control and Prevention’s Growing Stronger.
  5. Conduct a home safety audit: Falls are the leading cause of disability among seniors. The majority of falls older adults experience happen at home. By assessing your or a senior loved one’s home, you could identify and correct potential hazards.
  6. See the doctor regularly: Our final tip will help older adults maintain mobility and overall health. Find a primary care physician you feel comfortable with and see them regularly. Doing so can help identify and treat small problems before they become big ones.

Wellness Programs Abound at Five Star Senior Living

At Five Star Senior Living communities, we have an abundance of wellness programs that support senior health. From walking programs to Tai Chi, swimming, stretching, and yoga, it’s an environment designed for successful aging.

You can request a list of wellness programs or schedule a private tour at a community near you by contacting us today!

Contact Us Today

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Five Star Team Goes for the Gold at the Special Olympics in Turin

 February 27, 2025

The residents of Park Summit Senior Living in Coral Springs, FL, love that one of their favorite servers is a champion in more ways than one. In addition to bringing smiles to the faces of the residents she serves, Kellie Matthew is also competing in the Special Olympics World Winter Games in Turin, Italy, March 8-15.

Established in 1968, the Special Olympics help differently-abled athletes find joy, confidence, and fulfillment on the playing field and in life. This year, the winter portion of the Special Olympics will feature traditional winter sports like hockey, skating, and alpine skiing, the last of which is Kellie’s passion.

Kellie has been competing in the Special Olympics since she was nine, and takes great pride in her accomplishments and ability to try new things. You may be wondering how an athlete learned to ski in Fort Lauderdale, Florida (current temperature: not snowing), and the answer is adaptation. As Jim Stratton of Special Olympics Florida explains:

“Athletes learn to ski using all of the equipment (skis, boots, etc.) for half of the training session. Coaches set up a mock slope using black plastic and then soak the plastic with Dawn detergent and water. Athletes “ski” down this slope. They also maneuver through cones to simulate the gates on the mountains. They fall down on slanted ground and learn how to get up in the proper direction. For the second half of the practice, they use roller blades to skate through a series of cones (simulating the gates on a ski slope).”

Brock Banos, Head of Delegation for Special Olympics USA says, “Attending [the Special Olympics] World Games is a once-in-a-lifetime opportunity for these athletes… and is the culmination of years of hard work, determination, and commitment. In addition to competing on the world stage, they will experience new cultures, creating countless memories and lifelong friendships.

The Park Summit Senior Living community loves their Olympic competitor, and celebrated Kellie Matthew Day on February 25th. The celebration featured a photo opportunity with Kellie, guest speakers, music, Kellie’s favorite foods, and more. And the residents were ready to give their server a pep rally. “Kellie is absolutely awesome! I am so proud of her!” says Joyce, a resident. Another, Dianne, adds, “Kellie is a wonderful young woman who deserves to win the Gold!”

Kellie’s performance at the games will be watched with excitement, and we can’t wait to hear about her adventures. Kellie herself adds, “I like working with my other dining room servers, and being able to treat the residents like family. I like working here.”

Go for the Gold, Kellie!

Use our community finder to locate a pet-friendly Five Star Senior Living community near you and schedule a tour today!

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We Did It… Again!

 February 10, 2025

Five Star Senior Living Certified as a Great Place to Work® for Second Consecutive Year

It’s with immense pride and excitement that we announce that Five Star Senior Living has been certified as a Great Place to Work for the second consecutive year! This achievement speaks volumes about the incredible contributions each one of you has made in shaping our company into the outstanding workplace it is today.

“Our second certification as a Great Place to Work validates our efforts to foster an environment where every individual feels valued, supported, and empowered to succeed,” says Jeff Leer, President and CEO of Five Star Senior Living. “Happy team members mean happy residents, and our work to connect our people to our purpose is bearing fruit and making life for those who live in our communities even better.”

The Great Place to Work certification process involved surveying nearly 10,000 employees across Five Star Senior Living’s 135 communities and at corporate headquarters. More than 60 elements of team members’ experience on the job were evaluated, including pride in the organization’s community impact, belief that working at Five Star Senior Living makes a difference, and feeling that their work has special meaning.

Great Place to Work Certified, 2025This success wouldn’t be possible without our team members’ passion, dedication, and active participation. Their feedback is invaluable, guiding us toward building a workplace that truly reflects the best of what we can be.

Key to this improvement in Five Star’s metrics is a comprehensive plan to improve employee well-being that includes increased compensation, career training, an enhanced 401(k) plan (Future You), and Nourish You, a guaranteed meal every shift. These strategies to ensure the well-being of every team member have boosted the company’s results and led to a stronger culture that emphasizes transparency, accountability, and most of all, kindness. And this transformation is helping the business succeed.

Being recognized as a Great Place to Work for a second year showcases our strength as a company. Every member of our team has been instrumental in shaping our company culture and reinforcing our commitment to putting people first.

“By lifting up our team members, we’ve shown the industry it’s possible to do well by doing good,” says Leer. “In the first year of rolling out these initiatives, we saw a 10% reduction in frontline worker turnover. Moreover, as of the end of 2024, less than 10% of our positions are vacant, a standout metric in our industry. This has, in turn, allowed us to expand offerings to our residents. By committing to our purpose, we’ve set ourselves up to be leaders in senior living.”

A Glossary of Common Senior Living Terms

 August 6, 2024

Navigating the world of senior living can be overwhelming, especially when faced with unfamiliar terminology. Understanding these terms can help you make informed decisions, ensuring you or the seniors in your life receive the care and lifestyle they deserve. Below is a glossary of common senior living terms to help guide you through the process.

Senior Living Glossary of Terms

24/7 Nursing

24/7 Nursing ensures continuous care, with nurses available on-site or on-call in senior communities. Nurses help manage health conditions, administer medications, respond to emergencies, and provide essential support for residents needing ongoing medical care and reassurance.

ADL (Activities of Daily Living)

If you’re exploring assisted living communities, you’ve likely come across this term or acronym. ADL stands for “Activities of Daily Living.” These are essential fundamental needs like eating, bathing, dressing, and walking. In senior living communities, the level of assistance required with ADLs determines care needs and costs, guiding personalized care plans.

Aid and Attendance Benefit

The Aid and Attendance Benefit is a financial assistance program offered by the U.S. Department of Veterans Affairs (VA). It provides additional financial aid to veterans and their surviving spouses who need assistance with everyday tasks. This support is available for those who are bedridden or living in nursing homes due to mental or physical disabilities. This benefit helps cover long-term care costs, such as assisted living or home care, making it a valuable resource for veterans seeking senior living options.

Ambulatory

“Ambulatory” describes an individual’s ability to walk independently without assistance. In senior living communities, being ambulatory often determines the type of care and accommodations a resident might need. Conversely, “non-ambulatory” refers to someone who cannot walk on their own and may require the use of a wheelchair or be bedridden. Understanding these terms helps ensure that residents receive appropriate support and mobility aids.

Assisted Living Community

An Assisted Living Community offers housing, personal care, and health services for seniors needing assistance. Residents live independently in private spaces with access to meals, social activities, and 24/7 care, maintaining their independence while receiving necessary support.

Care Plan

A Care Plan is a personalized document detailing a resident’s care in a senior community. It covers medication management, daily living assistance, and specialized care, and it is regularly updated to meet changing needs, ensuring tailored support.

Continuum of Care

The Continuum of Care covers the various services and options available to seniors as their needs evolve. It typically includes independent living, assisted living, memory care, and skilled nursing care. A community with a continuum of care lets residents move between different care levels without leaving. This approach provides peace of mind for seniors and their families, knowing that as health needs evolve, the appropriate care will always be available within the same community.

Independent Living Community

An Independent Living Community offers a maintenance-free lifestyle for active seniors in private spaces. With amenities like fitness centers, dining, and social activities, it’s ideal for seniors wanting a vibrant, engaging environment without home ownership responsibilities.

Instrumental Activities of Daily Living (IADL)

Instrumental Activities of Daily Living (IADL) include managing finances, transportation, shopping, and meal preparation. These tasks are crucial for independent living, requiring complex decision-making and organization skills, often needing assistance as seniors age.

Medication Management

Medication Management ensures seniors take medications correctly and safely, involving administration, monitoring, and coordination with healthcare providers. This service prevents health issues related to incorrect dosages or interactions, providing peace of mind for residents and families.

Memory Care Community

A Memory Care Community focuses on supporting individuals with Alzheimer’s, dementia, or other memory-related conditions. These communities provide a secure environment with specialized activities, ensuring residents receive compassionate care tailored to their needs. Memory care communities frequently include advanced safety features, like secure entrances and exits, to prevent wandering and protect residents.

Occupational Therapy

Occupational Therapy helps seniors regain or improve their ability to perform daily tasks. Occupational therapists often help residents recover from illness, injury, or surgery in a senior living community. They also support those dealing with chronic conditions that affect their ability to live independently. It focuses on enhancing fine motor skills, adapting living environments, teaching new methods for everyday activities, and promoting independence and quality of life.

Outpatient Rehab

Outpatient Rehab provides rehabilitation services, like physical and occupational therapy, to individuals who don’t require hospitalization. Seniors visit for therapy sessions and return home, enabling them to receive necessary care while maintaining independence.

Personal Care

Personal Care involves assistance with essential daily activities like bathing, grooming, and dressing. In senior living communities, trained caregivers typically provide personal care and help residents with these tasks while promoting independence and dignity. The level of personal care needed varies from resident to resident. It is often a critical factor in determining the type of senior living arrangement that best meets an individual’s needs.

Pet-Friendly

A Pet-Friendly senior living community allows residents to bring pets, recognizing the companionship and emotional support pets provide. These communities may offer amenities like dedicated dog parks or grooming services, enhancing residents’ quality of life.

Physical Therapy

Physical Therapy aims to boost mobility, strength, and overall bodily function. Therapists create personalized exercise and treatment plans to meet each resident’s needs. PT helps seniors maintain their independence and quality of life by enhancing their physical abilities.

Resident Programs

Resident Programs in senior living communities offer activities and events to promote socialization, mental stimulation, and physical health. These programs may include fitness classes, excursions, educational seminars, and social events, enhancing residents’ overall well-being.

Respite Care

Respite Care provides short-term stays in senior communities, offering relief to family caregivers. During the stay, seniors receive the same care as full-time residents, ensuring their safety and well-being allowing caregivers to take a temporary break. Respite care can also be used as a transition or stepping stone between leaving the hospital and returning home.

Restaurant-Style Dining

Restaurant-style dining in senior living communities offers a dining experience similar to a restaurant, with table service and menu choices. Residents enjoy nutritious meals in a social setting, enhancing their dining experience and encouraging interaction.

Speech Therapy

Speech Therapy helps seniors improve communication and also includes managing swallowing difficulties, particularly after strokes or neurological disorders. Licensed therapists work with residents to enhance language skills and boost confidence, significantly improving their quality of life. By providing personalized exercises and strategies, speech therapy improves communication and boosts seniors’ confidence and quality of life.

Transportation Services

Transportation services in senior living communities provide scheduled trips for medical appointments, shopping, social events, and more. These services ensure seniors maintain independence and stay connected with the community, enhancing their active lifestyles without the stress of driving.

Five Star Senior Living: An Invaluable Resource

To learn more about senior living, we invite you to contact us. Our team will help you navigate the maze of senior care options and find a community near you.

Whether you’re seeking independent living, assisted living, or specialized memory care, Five Star Senior Living stands out as a leader in the industry, offering peace of mind to residents and their families.

Contact Us Today

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8 Things Adult Children Should Know about Assisted Living

 June 28, 2024

As your parents grow older and their need for assistance increases, it may be up to you to begin to explore options for their next stage in life. Your goal is to find a senior care solution that allows your parents to age with grace and live their best life. Unfortunately, wanting the best for your parents and knowing how to find it are two very different things.

For many seniors, an assisted living community offers the best of all worlds: independence, personal care, life enrichment, and around-the-clock support.

1. Assisted Living Communities Aren’t Nursing Homes

Some people have outdated ideas about senior housing. They often think an assisted living community is just a fancier version of a nursing home. In fact, assisted living communities are a completely different level of care. These communities are thoughtfully designed to meet the needs of older adults. The ultimate goal of an assisted living community is to provide residents with just the right amount of care and support to safely maintain their independence.

2. Residents Set Their Own Daily Schedules

One common fear shared by many when considering senior living is the potential loss of independence. However, contrary to this belief, residents living in assisted living communities have the advantages of privacy and control.

Your parents would have the freedom to plan how they will spend their days according to their preference and lifestyle. They would have the opportunity to engage in activities they enjoy at their own pace, which can include morning walks, having an evening tea, spending time with friends and family, or adopting a new hobby.

Plus, you do not have to worry about their well-being, as the professional caregivers are more than ready to offer assistance whenever needed.

3. Assisted Living Communities Each Have Their Own Personality

Once you begin exploring assisted living communities, you’ll quickly notice that each has its own distinct personality, reflecting the values, culture, and ambiance that make them special.

From the design of the living spaces to the variety of activities and amenities offered, every community offers a distinct experience tailored to the needs and preferences of its residents. Some may emphasize a vibrant, social atmosphere with frequent events and communal dining, while others might focus on providing a serene, homelike environment with plenty of opportunities for relaxation and personal reflection.

These differences are more than just about aesthetics and facilities; they shape the daily experience and culture of each community. Your goal should be to help your parents find one that looks and feels like a place they would be comfortable calling home.

Learn more about the Five Star Experience.

4. Features, Services, and Amenities Vary Widely

As mentioned above, every assisted living community has its own unique features, services, and amenities. Those little details can make a big difference in how your parents fit in the community.

Some communities may offer luxurious amenities, including state-of-the-art fitness centers, fine dining, and spa services, while others may emphasize the beauty of outdoor spaces with lush gardens, walking trails, and serene courtyards. Socially, some communities might boast a vibrant calendar filled with events, clubs, and group activities that encourage interaction and build strong bonds among residents. Transportation and concierge services also vary from community to community.

The key is to look for communities that have your preferred amenities and customized programs that can add comfort to the lives of your loved one.

5. Life Enrichment Programs Improve Quality of Life

Another common misconception about assisted living is that residents will have little to do and may experience boredom. This, however, is further from the truth. Many communities offer a wealth of life enrichment programs that can improve the quality of life for their residents. Your parents will get a chance to rediscover old passions and explore new interests.

At Five Star Senior Living, our assisted living communities offer the EPIC Living program that focuses on the four pillars of wellness: emotional, physical, intellectual, and community. Five Star residents can engage in a variety of activities designed to nurture the body, mind, and spirit. Some of the examples include:

  • Improvement of physical well-being through exercise classes, gardening, or yoga sessions.
  • Active engagement of mind is achieved by joining book clubs or engaging in stimulating puzzles.
  • Breaking the bounds of creativity by creating art or attending music classes.
  • Strengthen social connections and community bonds by participating in game nights, eating dinner in the community dining room with friends, or participating in a club or volunteer event to find new friends that share similar interests and passions
  • Nurture spiritual growth through religious services, meditation practices, or spiritual discussions

6. Pets are Often Welcome

We know how important four-legged family members are, which is why some assisted living communities, including most Five Star Senior Living communities, welcome pets.

However, pet policies can vary from one community to another. Be sure to talk with each community your parents might be considering to learn what restrictions, if any, they have regarding the type, breed, size, and weight of any pets that may also be making the move.

7. Assisted Living Costs

So, how much does assisted living cost? The short answer is that it varies based on a number of factors including location, accommodation type, amenities offered, and level of care required. However, generally speaking assisted living can be a cost-effective option compared to the potential expenses of living independently.

Unlike traditional at-home care, assisted living communities offer a comprehensive range of services for one monthly fee. This means you avoid multiple individual costs that can quickly add up, such as those for home health aides, meals, home modifications, transportation, and other essential care services.

8. Signs It’s Time to Consider Assisted Living

The most important thing to understand is when your parents need assisted living. Here are some signs it may be time:

  • Increased difficulty with daily living activities
  • Safety concerns like frequent falls or difficulty using stairs
  • Changes in nutritional intake can lead to weight loss or weight gain
  • Withdrawal from social activities or decreased interest in hobbies or relationships
  • Increased mood swings or anxiety
  • Struggling to manage household tasks, finances, or medication
  • Forgetting important information, events, or people
  • Difficulty making decisions or following basic instructions

If you notice a decline in your parent’s ability to perform daily tasks or manage their overall well-being, it is a sign to consider assisted living options.

Visit an Assisted Living Community Near You

With more than 130 communities across 28 states, there is likely a Five Star Senior Living community near you or your parents. Contact us today to learn more about the benefits of assisted living and to schedule a tour.

Contact Us Today

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How Much Does Independent Living Cost? And is it Worth it?

 June 21, 2024


Retirement is something most people look forward to for years. Trips abroad, seeing the country, rediscovering hobbies and reawakening passions long submerged during the childrearing and working years is a vivid image for many. Once you retire, however, things might not go as hoped or planned. The household chores and maintenance that kept you busy all those years haven’t gone away, and sometimes they’ve become harder to do. A bigger portion of your budget goes toward hired services, such as lawn care. Those costs and the cost of upkeep for your home can then limit your travel plans, and you may feel ready to direct your time and energy toward your family and living life in retirement to the fullest without being burdened by the stress of home upkeep. This is where independent living comes in.

Moving to a senior independent living community can be a big transition, and it’s easy to feel overwhelmed by different amenities and fees when looking for the right independent living community for you. This article will provide answers to all of your questions, including:

  • How much does independent living actually cost, and is it worth it?
  • How does the cost of independent living compare with staying at home?
  • Can I afford independent living? How can I pay for it?

Read on to learn more about what living in an independent living community is like, how much it costs, and how you can make it work (financially and otherwise!) for you.

Table of Contents

What is an independent living community? 

Independent living communities, also known as retirement communities, are senior living neighborhoods designed especially for older adults. They are a good option for folks in their sixties, seventies, eighties and beyond who want to spend more time living and less time ‘doing,’ as in handling the burdens of home ownership.

Are independent living communities expensive?

You may be under the impression that independent living communities are expensive, but you may be surprised by the value they offer. In fact, once you consider all you get when you move to independent living, you might consider it a best buy.

How much does independent living cost? 

The median monthly cost of senior independent living in the United States in 2025 is $3,065 according to SeniorLiving.org Research, but varies widely depending on several factors like location, services, and amenities. Five Star Senior Living communities come in all shapes and sizes and are located across the country in rural and urban settings. Each community offers unique amenities, but they all offer the same dedication and excellence to residents.

Factors that Affect How Much Independent Living Costs

Type of independent living community. A stand-alone independent living community, for example, might offer fewer features and amenities but be more cost effective. Many independent living communities are priced similarly to a typical apartment in the area. An independent living community located on the campus of a continuing care community, however, will likely come with more services and amenities, which may result in a higher price tag.

Location. The location of an independent living community has a big impact on its cost, as cost of living varies widely in different areas of the country. Major metropolitan areas typically have multiple senior living options but a higher cost of living. That translates to higher monthly fees. Cost of independent living will be higher in the more desirable neighborhoods. Size matters, too. Square footage of your independent living floor plan will influence the monthly fee.

Services and Amenities Included in Independent Living. The financial, physical, and emotional costs of caring for your lawn, keeping up with home maintenance, and cooking every meal can add up. What’s important to remember is that the services provided by an independent living community come at a cost that is actually a bargain when you consider what it could cost to purchase services separately. Lawn care, upkeep, housekeeping—these costs can add up quickly.

What is included in the average monthly cost for independent living?

The true value of independent living goes far beyond a new place to call home. Independent living communities offer a wide variety of amenities and services included in the monthly cost to make your retirement as stress-free and enriching as possible. Amenities and fees vary by community, but here is just a sampling of what may be included in your monthly costs when moving to an independent living community:

  • Housekeeping, maintenance and groundskeeping services One aspect of independent living communities that cannot be overstated is the convenience factor. There are team members to take care of chores, such as housekeeping, maintenance, snow removal and lawn care.
  • Spacious floor plans including studio, one, or two-bedroom apartments. When it comes to senior living housing, there’s a misconception that rooms are small, institutional, or look like college dorms. This couldn’t be further from the truth. Five Star independent living apartments are charmingly designed, comfortably spacious, and come in a variety of sizes and styles. Plus, every apartment comes equipped with great amenities to make you feel right at home.
  • Nutritious, chef-prepared meals served restaurant-style in the dining room. Older adults sometimes say their relationship with food has changed with age—not just eating but cooking as well. That’s understandable when you consider that some medications decrease appetite and special diets limit options. Chronic medical conditions such as diabetes or heart disease also play a part. Take out the salt and sugar, and suddenly food becomes less interesting. Most independent living communities are aware of this and offer a variety of healthy meal options that still please the palate. Some communities accommodate restricted diets. For those who love to cook or make their own food for health reasons, some offer a kitchen or kitchenette in each apartment to give the home chef a culinary playground.
  • Utilities. The cost of utilities is different in every community, but often are included in the monthly room costs. These utilities can include cable television, electricity, internet, housekeeping, and water all bundled together for one convenient monthly cost.
  • A sense of community and a full calendar of active senior activities and clubs to choose from. Moving to an independent living community can significantly improve older adults’ quality of life. Residents in these communities are often close in age and share similar interests with their neighbors. Communities also offer both formal and informal opportunities for connecting. A morning cup of coffee and conversation in the lounge or garden is a great way to start the day. Joining friends for restaurant-style lunch or dinner makes mealtime more enjoyable and meaningful. And playing a game of cards in the den can end the day with a smile. There’s no shortage of activities to dive into. (In fact, you may find you have too much to do, but in a good way.)
  • Transportation services for errands, appointments and other community outings. Independent living communities at Five Star offer you the ability to get where you need to go. Transportation services offer scheduled rides to doctor’s appointments, grocery stores, and fun community outings to museums and entertainment.
  • Wellness programs and senior-friendly fitness activities. Onsite senior fitness classes build not just strength and flexibility but social connections. Feel refreshed after a sit and stretch class, head to the pool for water aerobics, or join a walking club to make your mornings active.
  • Safe and secure environment where medical care is easily accessible if needed. Because safety is often a concern—especially as people age and walking becomes more difficult—residences are designed with the needs of older adults in mind, such as handrails, grab bars, emergency call systems and good lighting. If a medical emergency does occur, there are systems in place to summon help.
  • Access to on-site amenities. Enjoy life at home with movie nights, game clubs, barber shop/hair salon, heated pool, library, physical therapy services, and more.

How much does independent living cost compared to aging in place?

The cost saving benefits of independent living don’t stop at utilities and home maintenance. Independent living at a senior living community gives you the freedom and purpose to pursue hobbies, make meaningful social connections, and stay engaged with an array of activities. Many communities offer independent living and assisted living under the same roof so you can age in place if you require more medical and daily assistance. The transition from independent to assisted living can be smooth while you reap the benefits of a stress-free lifestyle focused on enhancing your independence.

How can I pay for independent living?

Most seniors pay for independent living with private funds; however, the monthly cost of independent living can become much more manageable through senior living financing options like:

  • A Bridge Loan or Senior Line-of-Credit: These short-term, “interest-only” loans help fund assisted living costs until the necessary money comes in.
  • Deferred Annuity with Long-term Care Rider: Rather than making monthly insurance payments, the investor places a lump sum of money into a deferred annuity. They can then withdraw the money, tax-free and without any IRS penalties, to pay for assisted living.
  • Life Settlement Accounts: With a life settlement agreement, a senior sells their life insurance to a third party and receives a lump sum payment.
  • Veteran’s Benefits: US veterans and the surviving spouses of veterans can receive monthly benefits to pay for assisted living through the Aid and Attendance Benefit.

The Five Star Difference: Stress-Free Independent Living

Moving to an independent living community is much more than a real estate decision; it’s a quality of life decision. The programs, services and amenities our independent living communities offer can take away the worry and add a lot of joy—not a bad tradeoff. Five Star’s independent living experts are happy to help answer your questions about independent living costs. In a Five Star independent living community, our residents enjoy the value and the active lifestyle they deserve. Most importantly, though, they are welcomed into a new home sweet home where life is stress-free, and friends become family.

Download our FREE Guide to the Cost of Senior Living eBook and find out if there’s a Five Star community near you. Contact us to learn more.

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What Questions Should You Ask on a Senior Living Tour?

 June 4, 2024

When choosing a senior living community for yourself or a loved one, it can be easy to feel overwhelmed with a myriad of options available, from accommodations to amenities and local area attractions. As you tour different senior living communities, it’s important to ask the right questions to help you keep track of the different communities you visit and to be able to decide what’s right for you.

In this article

When gathering your list of questions to ask when touring senior living facilities, here are some key areas to keep in mind:

Questions About Senior Living Community Lifestyle and Activities

What types of activities are offered, and how often? 

Ensure the community offers activities that match your interests, such as fitness classes, lectures, social events, field trips, crafts, and games.

Is there a focus on resident choice and personalization of activities? 

Having the power of choice with senior living activities helps residents to maintain a sense of independence and control while continuing to enjoy activities they’re used to as well as providing opportunities to try something new.

How does the community foster socialization among residents?

Inquire about the community’s commitment to social wellness. Review their events calendar for group activities like outings, movie nights, and book clubs.

Does the community offer transportation for outings, errands, or appointments?

Having transportation assistance available enables residents to maintain their independence, helping them to get to appointments and other outings while still living independently. This also gives peace of mind to residents and their loved ones by relieving the stress involved with driving.

Senior Living Tour Questions About Health and Wellness

What levels of care are provided?

Depending on you or your loved one’s needs, you may be looking for an independent living community, assisted living, or a memory care program. Ensure that the community can provide the appropriate level of care.

What are the staff qualifications and experience?

Having a staff that is not only compassionate but qualified for varying levels of medical and personal care is essential to maintaining safety and giving residents the best experience possible.

What is the staff-to-resident ratio?

Having a lower staff-to-resident ratio can ensure that everyone gets more attention.

How are medical emergencies handled?

It is always wise to know the process for a medical emergency before one may occur, including who is available to help, who will be contacted, and what are the next steps .

How does the community involve family members in the care and decision-making process?

Communities that are committed to inclusivity and resident wellbeing, ensure that families are engaged partners in their loved one’s care planning.

What senior fitness activities and resources are available?

Having a gym with senior fitness programs helps promote an active senior lifestyle and is great for physical and mental health. Ageility physical therapy services are available at many of our Five Star communities.

What are the dining options and can they accommodate special dietary needs?

Senior living dining options are meant to be both delicious and convenient. Many senior living communities offer customized meals for dietary needs and personal preferences.

Senior Living Safety and Security Questions

What security measures are in place?

Are there things like emergency call systems, security cameras, or other protective devices installed on the premises? Where, and what are the protocols for handling a safety concern?

How is the building maintained for safety?

What measures are in place for fire safety, slip-fall prevention, and other safety accommodations?

Questions About The General Senior Living Environment

Can you see a model resident apartment or room?

Getting to see an example can really help you accurately visualize what it will be like to live in the community and help reduce anticipatory anxiety for future residents and their loved ones.

What amenities are private and which are communal?

In independent living communities, apartments often have private kitchens and bathrooms, but there may also be communal amenities like dining halls, activity spaces, and lounges.

How is maintenance and housekeeping handled within the community?

The level of cleanliness, upkeep, and overall comfort residents can expect, directly impacts their quality of life and well-being.

How would you describe the overall atmosphere of the community? 

Each senior living community has a different atmosphere and amenities. Finding one that “feels right” is as important as the technical details on paper.

Is the community pet-friendly?

If you or your loved one already has a four-legged friend or are considering a companion, then finding a pet-friendly community is a must.

Are there opportunities for residents to personalize their living spaces? 

Personalization fosters a sense of comfort, familiarity, and ownership, which can go a long way in turning a house or apartment into a home.

What is your policy on visitors and overnight guests?

The flexibility for family and friends to visit means you can still host holidays or have sleepovers with the grandchildren.

Can residents bring their own cars?

Independent living is just that, independent. As such the expectation would be that cars, or golf carts, are allowed. Get clarity on the policy and be sure to ask about parking too.

Questions About Senior Living Finances and Contracts

Is there a trial period? 

Short term stays are often used as a trial run for families to see if a senior living community may be right for their loved one. Many Five Star Senior Living communities offer respite care or short term stays.

How much does senior living cost?

What is the monthly rent or fee structure? Understand the costs of senior living, including what other expenses may be included.

What utilities and services are included in the monthly fee? 

Are there any additional fees for meals, amenities, or care services?

What is the policy on refunds or transitioning to a higher level of senior care?

Understanding the levels of care and potential next steps for you or your loved one is invaluable knowledge for long term planning.

What forms of payment are accepted?

How you are going to pay for senior living is a valid question to ask upfront.

Additional Tips

  • Be sure to keep organized notes of tours and follow up answers to questions for each community toured or visited in order to help avoid becoming overwhelmed when making a decision. Reviewing your notes will help to clarify your priorities and narrow down your options.
  • Talk to current residents and their families to gain their perspectives. First-hand accounts of their experiences with the community and staff can help you feel more confident in your final choice
  • Trust your gut feeling – is this a place where you or your loved one would feel happy and comfortable? All of the amenities in the world pale in comparison to your happiness or the happiness of someone you love.

Finding the right senior living community involves a lot of personal considerations. By asking these questions and doing your research, you can find a senior living community that meets your loved one’s needs and preferences and provides a safe and comfortable transition to a community that truly feels like home.

Schedule a Five Star Senior Living Tour at a Community Near You

At Five Star Senior Living, we’re always happy to answer any questions you may have in your senior living search process, and can even suggest some of our own! We want you to feel as informed and confident in your decision as possible, and pride ourselves on helping you feel empowered during the process of choosing a senior living community.

Find a Five Star Senior Living community near you to schedule a tour today.

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Benefits of Swimming for Seniors

 May 24, 2024

Swimming is universally known as a great, low-impact exercise for all ages, but it’s a particularly beneficial exercise for older adults. Swimming for seniors offers more than just physical health benefits. On warm-weather days, swimming offers a chance to get much-needed fresh air and vitamin D.

On colder or rainier days, swimming indoors can be a relaxing act of self-care, and no matter the weather or water source, it’s always fun to swim with friends. Taking swimming classes as part of a senior fitness routine can offer camaraderie and a regularly scheduled activity to look forward to, helping to maintain familiar routines while getting gentle exercise.

Table of Contents

Let’s take a look at some of the specific benefits of swimming for seniors.

Health Benefits of Swimming for Seniors

It’s no surprise that swimming is good for your health, and it’s a perfect exercise for seniors because it offers an excellent source of cardiovascular exercise while going easy on joints. Unlike high-impact cardiovascular exercise like running, swimming uses the benefit of the water’s buoyancy to take stress off of the joints while providing gentle resistance to work up to a safe target heart rate.

7 Ways Swimming Keeps Seniors Active and Healthy

 

  1. Promoting cardiovascular health – Swimming is an amazing way to maintain cardiovascular health and help prevent cardiovascular disease. By working both the heart and lungs, swimming helps the body use oxygen more efficiently and improve circulation, reducing risk of coronary heart disease, stroke, and helping to improve things like blood pressure and cholesterol.
  2. Improved flexibility – swimming allows for gentle stretching and safely expanding range of motion over time, helping improve mobility and promote comfort when moving outside of the pool.
  3. Improved bone health – swimming can help improve bone mineral density (BMD), helping to fight against bone loss diseases like osteopenia and osteoporosis. It’s also a great way to naturally manage arthritis pain.
  4. Strength, posture, and stability – the water’s resistance combined with immersion means that swimming helps to condition muscles on the entire body, promoting improved posture and core strength, leading to improved balance and a lower risk of falls.
  5. Mental health benefits – the aerobic nature of swimming combined with its meditative qualities have been shown to reduce stress, anxiety, and feelings of depression, and to promote general feelings of wellbeing.
  6. Improved sleep – because it works all of the body’s muscle groups, swimming helps tire you out (in a good way!) and helps improve sleep quality. Poor sleep can lead to mental health struggles, and higher risk of illness and mortality. With approximately 50% of older adults experiencing sleep difficulties, this is a particularly important benefit that swimming offers to seniors.
  7. Opportunity for social engagement – isolation and loneliness are common issues that seniors face. When attending a swimming class as part of a senior fitness program, senior living residents enjoy regular social time with friends which is of great benefit to mental health and an overall sense of belonging and wellbeing. Attending a class with others also helps encourage swimmers to keep up a routine and stick with their fitness plan.

Pool Exercises for Seniors

If you or a loved one are currently living in or considering living in a senior living community, there’s a good chance your senior living community’s amenities will include an indoor or outdoor pool. Unsure which swimming exercises are best for older adults? The good news is you don’t need an instructor or special equipment to have a great aquatic workout. In fact, you don’t have to swim at all! Here are a few sample pool exercises for seniors to help you get started:

  1. Walking/jogging in the pool – Let the water work with you by pushing against you! Taking a slow walk in the shallow end of the pool or working up to a more vigorous pace gives you the heart-pumping workout of a jog on land with a fraction of the impact on joints. If you lose your balance, you won’t fall, and you can maintain a pace that’s comfortable for you while counting horizontal laps across the pool to track your progress.
  2. Flutter kicks – This senior pool exercise can be performed while moving or stationary. To do stationary flutter kicks, you can hold onto the side of the pool and kick your legs out behind you, or lie on your back and float your legs in front of you, keeping your legs as straight as you can and performing small kicking movements. To perform flutter kicks while moving, grab onto a kickboard and propel yourself forward with the same, rapid, straight-legged kicks. Remember to maintain a pace that gets your heart rate elevated but doesn’t feel exhausting.
  3. Pool edge wall push-ups – Unlike traditional push-ups that put a lot of strain on elbows and wrists, pool push-ups allow you to strengthen your core and arms while remaining standing. Approach the edge of the pool where you’re able to stand with some of your torso above the water. Hold onto the side of the pool with your arms a little wider than shoulder-width apart, standing far enough back where your feet are still able to plant firmly on the pool bottom. Gently lower your chest toward the edge of the pool, then push back to a more upright position. Increase repetitions as your strength improves.

These are just a few of many senior pool exercises you can try. For more in-depth instructions and examples, it’s a good idea to talk with your community’s senior fitness director or, for specific joint or mobility concerns, work with a dedicated senior physical therapist to get the most benefit out of your workout.

Find a Senior Living Community with swimming Pool

At Five Star Senior Living, we see senior fitness and wellness as an integral part of the senior living experience. With our Lifestyle360 program and access to senior physical therapists from Ageility Physical Therapy Solutions, our properties are equipped to promote wellbeing and an active senior lifestyle.

Many of our senior living communities include access to a beautiful swimming pool, some indoor and some outdoor. To find the right senior living community for you, use our community finder or contact one of our community experts to answer any questions you may have. We look forward to meeting you (and seeing you at the pool!) soon!

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How Much Does Assisted Living Cost? [2025]

 May 14, 2024

Growing old can be a beautiful thing, full of new experiences and joys like finally taking that trip you always planned on or helping raise grandchildren. Yet, there comes a time for many seniors when declining health conditions make basic daily activities—like bathing or managing medication—require assistance. These may be signs it’s time to consider moving into an assisted living community.

Moving into an assisted living community can be a difficult—and emotional—decision. It doesn’t help that searching for assisted living costs online brings up all sorts of confusing fees, contracts and services that vary widely. It’s normal if you have a lot of questions.

The good news is, we’ve got you covered with simple and straightforward answers to the most asked questions about the cost of assisted living. Here’s what you need to know about assisted living costs so you can make the best choice.

What is the average cost of assisted living?

Assisted living costs can vary greatly depending upon what area of the country you live in. The size of the apartment you choose, and the types and number of services also impact the monthly cost of assisted living. According to SeniorLiving.org Research, the median cost of assisted living in 2025 is $5,511 per month. While the monthly cost of assisted living may cause an initial senior living sticker shock, the services and amenities included in the monthly cost make a move to an assisted living community a smart financial decision, especially compared to the cost of hiring a home health aide.

What is an assisted living community?

Assisted living communities are far more than just places that provide senior care. They should also be a home where everyday burdens—like transportation and chores—are taken care of so your loved one can stay active and engaged doing the things they love most. Assisted living can be best thought of as a busy, involved community atmosphere that lies on the continuum between independent living and full-time, nursing-provided care. It’s best for seniors who need a little extra help with some activities of daily living (ADLs) like dressing and medication reminders so they can live their most independent life.

What is included in the cost of an assisted living community?

The true value of an assisted living community goes far beyond a new place to call home. Assisted living communities offer a wide variety of amenities and services included in the monthly cost to meet your loved one’s needs like:

  • Housekeeping, maintenance and laundry services.
  • Nutritious, chef-prepared meals served restaurant-style in the dining room.
  • Utilities and basic cable television.
  • A full calendar of life enrichment programs to participate in each day.
  • Transportation services for errands, appointments and other community outings.
  • Wellness programs and senior-friendly fitness activities.
  • Emergency call systems in apartments and/or an emergency call pendant option.

How can I pay for assisted living?

Most seniors pay with private funds; however, the monthly cost of assisted living can become much more manageable through senior living financing options like:

  • A Bridge Loan or Senior Line-of-Credit: These short-term, “interest-only” loans help fund assisted living costs until the necessary money comes in.
  • Deferred Annuity with Long-term Care Rider: Rather than making monthly insurance payments, the investor places a lump sum of money into a deferred annuity. They can then withdraw the money, tax-free and without any IRS penalties, to pay for assisted living.
  • Life Settlement Accounts: With a life settlement agreement, a senior sells their life insurance to a third party and receives a lump sum payment.
  • Veteran’s Benefits: US veterans and the surviving spouses of veterans can receive monthly benefits to pay for assisted living through the Aid and Attendance Benefit.

The Five Star Difference: Stress-Free Assisted Living

We know how hard the decision to move into an assisted living community can be, especially when it comes down to figuring out the cost and how to pay for it. That’s why Five Star’s senior living experts are happy to help answer your questions about assisted living costs and work with your budget so you can make the most informed decision. In a Five Star assisted living community, our residents receive the services they need in an engaging, active lifestyle they deserve at a cost they can afford. Most importantly, though, they are welcomed into a new home sweet home where life is stress-free, and friends become family.

Download our FREE Guide to the Cost of Senior Living eBook and find out if there’s a Five Star Senior Living community near you to learn more.

Contact Us Today

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*Select an option:*
Not all living options are available at all communities. * All fields required.

Note: If you are looking for employment with Five Star Senior Living, please visit our career site.

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