When it comes to retirement, it’s hard to beat the Sunshine State. Florida has long been a top destination for retirees—and with good reason. The year-round warm weather, lack of state income tax, and easy access to both Atlantic and Gulf Coast beaches make it a haven for those looking to enjoy their golden years in comfort and style. Whether you’re drawn to morning walks on sun-drenched shores, afternoon golf rounds, or just a lifestyle that feels like a permanent vacation, Florida has it all.
But with so many great cities to choose from, how do you decide where to plant roots? Let’s take a closer look at some of the best places to retire in Florida—and the Five Star Senior Living communities that can help you feel right at home.
Best Places in Florida for Retirees
According to Travel + Leisure and U.S. News, these cities consistently rank as top retirement spots.
Fort Myers: A Laid-Back Beach Town with Historic Charm
Located along Florida’s Gulf Coast, Fort Myers is beloved for its relaxed pace of life, stunning beaches, and rich cultural heritage. With scenic waterfronts, vibrant farmer’s markets, and endless opportunities for golfing and fishing, it’s no wonder this city is a frequent top pick for retirees. The cost of living is relatively economical compared to other coastal cities, and the community has a friendly, welcoming feel that makes it easy to settle in.
Calusa Harbour is a scenic waterfront senior living community that offers independent living and assisted living options—all with breathtaking views of the Caloosahatchee River. Residents enjoy restaurant-style dining, recreational activities, and convenient access to downtown Fort Myers.
The Palms of Fort Myers is centrally located and offers independent living, assisted living, and memory care, which gives residents the freedom to age in place. With beautiful grounds and a packed social calendar, there’s never a dull moment here.
Naples: Luxury Living with a Strong Sense of Community
If you’re dreaming of a retirement lifestyle that blends elegance, outdoor beauty, and safety, Naples is a perfect fit. This upscale beach town is known for its world-class dining, art galleries, golf courses, and pristine white-sand beaches.
Tuscany Villa of Naples offers assisted living in a resort-like environment just minutes from shopping, dining, and the beach. Residents enjoy tailored support, chef-prepared meals, wellness programs, and plenty of opportunities to socialize. It’s a perfect blend of comfort and care in one of Florida’s most luxurious towns.
Port St. Lucie: Clean, Friendly, and Growing
Located on Florida’s Atlantic Coast, Port St. Lucie combines great value, safety, and a peaceful way of life. The city is growing in popularity among retirees for its well-maintained neighborhoods, nature preserves, and access to quality healthcare. With a lower cost of living than Naples or Fort Myers, it’s an excellent option for budget-conscious retirees who are still drawn to the Sunshine State.
The Gardens of Port St. Lucie offering assisted living is ideal for those who need a little extra care without giving up independence. The community features beautiful grounds, wellness programs, and a caring staff that puts residents first.
The Palms of St. Lucie West is a vibrant senior living community known for its social atmosphere and attentive service. From engaging daily activities to personalized care, our independent living, assisted living, and memory care options makes it easy to enjoy every day to the fullest in a secure, welcoming environment.
More Great Options for Florida Retirees
While Fort Myers, Naples, and Port St. Lucie are among the best cities for retirement in Florida, your priorities may help you narrow it down even further. Here are some additional recommendations based on what matters most to you:
Safest Cities to Retire in Florida
Port St. Lucie
Regularly ranked among Florida’s safest cities, Port St. Lucie boasts low crime rates, clean neighborhoods, and a calm, community-focused lifestyle. It’s a top choice for retirees seeking peace of mind and a friendly, small-town atmosphere.
Naples
Naples also consistently boasts a low crime rate but also protection from severe hurricane impacts thanks to unique atmospheric factors—making it one of Florida’s most secure places to retire. Its upscale environment and reliable infrastructure make it ideal for safe, stress-free living.
Best Beach Towns in Florida for Retirement
If ocean views and morning walks on the sand are at the top of your list, consider these coastal gems:
Naples
An upscale beach town with white-sand shores, vibrant arts, and senior communities like Tuscany Villa of Naples offering top-tier care. It’s perfect for retirees looking to blend natural beauty with a rich cultural lifestyle.
Fort Myers
A laid-back coastal city with historic charm and highly-rated senior living communities like Calusa Harbor and The Palms of Fort Myers. With warm weather and active local events, it’s great for social, relaxed retirement living.
Port Charlotte
Quiet and scenic, Port Charlotte offers peaceful Gulf Coast living, beautiful sunsets, and supportive senior living communities like Lexington Manor at Port Charlotte. It’s ideal for retirees seeking serenity and easy access to waterways.
Deerfield Beach
A lively beach town with walkable areas and active senior living options like The Forum at Deer Creek and The Horizon Club. The town offers oceanfront fun, accessible boardwalks, and a friendly, vibrant atmosphere.
Best Up-and-Coming City for Retirees
Boynton Beach is on the rise, drawing attention as a vibrant city with growing amenities for seniors and an attractive cost of living. Barrington Terrace at Boynton Beach, a Five Star Senior Living community, offers assisted living and memory care in a supportive and elegant setting.
Discover Five Star Senior Living
Whether you’re drawn to year-round sunshine at a breezy beachside retreat, the charm of a quiet suburban neighborhood, or the energy of a vibrant city, Five Star Senior Living has a Florida community to match your ideal lifestyle. With 19 locations across the state, each one is thoughtfully designed to offer the care you need and the retirement you’ve earned.
Ready to find your perfect fit? Visit a Five Star Senior Living community in Florida, meet our welcoming residents, and experience the lifestyle that could soon be yours. Because when it comes to retirement, you deserve to feel right at home—wherever you are.
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