When it comes to selecting a spot for your retirement, one can hardly think in terms of one-size-fits-all. But, if the Midwest is on your radar, Indiana should top the list. With its low cost of living, the ability to enjoy all four seasons, access to quality health care facilities, and more, it’s not difficult to understand why so many older adults are selecting the Hoosier State as their go-to place to retire.
From bustling cities to small towns, there’s something for every retiree in Indiana.
Best Places to Live in Indiana for Retirees
Indianapolis
As Indiana’s largest city, Indianapolis offers the best of both worlds—big-city amenities paired with welcoming Midwestern charm. It’s also an affordable place to retire, according to Movoto, making it ideal for budget-conscious retirees. The city boasts a vibrant arts and sports scene, along with numerous parks and trails for outdoor enthusiasts. Getting around is easy with the IndyGo public transit system, and residents benefit from access to top-rated healthcare facilities, including IU Health and Ascension St. Vincent.
Bloomington
Home to Indiana University, Bloomington offers retirees a vibrant college-town atmosphere enriched with opportunities for lifelong learning, cultural experiences, and community events. Surrounded by scenic state parks and tranquil lakes, it’s an ideal setting for those who appreciate natural beauty, intellectual engagement, and warm Midwestern hospitality.
Lafayette
Located near Purdue University, Lafayette strikes a unique balance between youthful energy and small-town warmth. Retirees are drawn to its affordable cost of living, access to quality healthcare, and a steady stream of cultural events inspired by the nearby university.
Fort Wayne
Fort Wayne is fast becoming a favorite with retirees, thanks to its affordable cost of living, sprawling arts community, and a commitment to renewal. The city boasts an outstanding ecosystem of parks and numerous senior-centered community programs.
Marion
Nestled between Fort Wayne and Indianapolis, Marion offers a welcoming small-town atmosphere and a relaxed pace of life—ideal for retirees seeking peace and affordability. With an extremely low cost of living, a friendly, tight-knit community, and convenient access to quality healthcare, including nearby VA hospitals, Marion strikes the perfect balance between comfort and practicality. It’s no surprise that New Home Source names Marion one of Indiana’s top towns for a quiet, fulfilling retirement.
Vincennes
Indiana’s oldest city, Vincennes, brims with historic charm and character. Featuring museums, quaint cafes, and a beautiful and lively riverfront, it’s no surprise Vincennes is considered one of the best places to retire in Indiana.
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