When it comes to retirement, it’s hard to beat the Sunshine State. Florida has long been a top destination for retirees—and with good reason. The year-round warm weather, lack of state income tax, and easy access to both Atlantic and Gulf Coast beaches make it a haven for those looking to enjoy their golden years in comfort and style. Whether you’re drawn to morning walks on sun-drenched shores, afternoon golf rounds, or just a lifestyle that feels like a permanent vacation, Florida has it all.
But with so many great cities to choose from, how do you decide where to plant roots? Let’s take a closer look at some of the best places to retire in Florida.
Best Places in Florida for Retirees
According to Travel + Leisure and U.S. News, these cities consistently rank as top retirement spots.
Fort Myers: A Laid-Back Beach Town with Historic Charm
Located along Florida’s Gulf Coast, Fort Myers is beloved for its relaxed pace of life, stunning beaches, and rich cultural heritage. With scenic waterfronts, vibrant farmer’s markets, and endless opportunities for golfing and fishing, it’s no wonder this city is a frequent top pick for retirees. The cost of living is relatively economical compared to other coastal cities, and the community has a friendly, welcoming feel that makes it easy to settle in.
Naples: Luxury Living with a Strong Sense of Community
If you’re dreaming of a retirement lifestyle that blends elegance, outdoor beauty, and safety, Naples is a perfect fit. This upscale beach town is known for its world-class dining, art galleries, golf courses, and pristine white-sand beaches.
Port St. Lucie: Clean, Friendly, and Growing
Located on Florida’s Atlantic Coast, Port St. Lucie combines great value, safety, and a peaceful way of life. The city is growing in popularity among retirees for its well-maintained neighborhoods, nature preserves, and access to quality healthcare. With a lower cost of living than Naples or Fort Myers, it’s an excellent option for budget-conscious retirees who are still drawn to the Sunshine State.
More Great Options for Florida Retirees
While Fort Myers, Naples, and Port St. Lucie are among the best cities for retirement in Florida, your priorities may help you narrow it down even further. Here are some additional recommendations based on what matters most to you:
Safest Cities to Retire in Florida
Port St. Lucie
Regularly ranked among Florida’s safest cities, Port St. Lucie boasts low crime rates, clean neighborhoods, and a calm, community-focused lifestyle. It’s a top choice for retirees seeking peace of mind and a friendly, small-town atmosphere.
Naples
Naples also consistently boasts a low crime rate but also protection from severe hurricane impacts thanks to unique atmospheric factors—making it one of Florida’s most secure places to retire. Its upscale environment and reliable infrastructure make it ideal for safe, stress-free living.
Best Beach Towns in Florida for Retirement
If ocean views and morning walks on the sand are at the top of your list, consider these coastal gems:
Naples
An upscale beach town with white-sand shores, vibrant arts, and senior communities offering top-tier care. It’s perfect for retirees looking to blend natural beauty with a rich cultural lifestyle.
Fort Myers
A laid-back coastal city with historic charm and highly-rated senior living communities. With warm weather and active local events, it’s great for social, relaxed retirement living.
Port Charlotte
Quiet and scenic, Port Charlotte offers peaceful Gulf Coast living, beautiful sunsets, and supportive senior living communities. It’s ideal for retirees seeking serenity and easy access to waterways.
Deerfield Beach
A lively beach town with walkable areas and active senior living options. The town offers oceanfront fun, accessible boardwalks, and a friendly, vibrant atmosphere.
Best Up-and-Coming City for Retirees
Boynton Beach is on the rise, drawing attention as a vibrant city with growing amenities for seniors and an attractive cost of living.
Discover Five Star Senior Living
Five Star Senior Living has senior living communities across the United States. Find a Five Star Senior Living community today to locate your perfect place to retire.