Are you approaching retirement and considering where to enjoy your next chapter? Texas may be the ideal choice. Known for its diverse landscapes, rich cultural heritage, and relatively low cost of living, the Lone Star State continues to attract retirees from across the country. In fact, the Austin American-Statesman recently ranked Texas as the top state for retirees in 2025, and SmartAsset recognized it as a tax-friendly destination—highlighting the absence of a state income tax, which means Social Security benefits are not taxed at the state level.
So, where are the best places to retire in Texas? The state offers a wide range of options, from bustling metropolitan areas to some of the best small towns for retirement—each catering to different budgets, lifestyles, and healthcare needs. Whether you’re seeking top-tier medical services, affordable housing, or access to outdoor recreation and cultural amenities, Texas has something to suit every retirement vision.
Best Places in Texas for Retirees
According to the U.S. News, these cities consistently rank as top retirement spots.
Dallas
Dallas stands out as one of the best places to retire in Texas, offering retirees a winning combination of affordability, healthcare access, mild climate, and lifestyle perks. Top-rated medical centers like Baylor University Medical Center and UT Southwestern provide peace of mind, while the city’s rich cultural scene, professional sports teams, and abundant volunteer opportunities keep retirees active and engaged.
San Antonio
San Antonio is considered one of the best cities to retire in Texas—and for good reason. It offers retirees a welcoming and growing community with a warm climate and access to quality health care at facilities like Methodist Hospital-San Antonio. The city is rich in history and culture, home to the Alamo and the San Antonio Missions, a UNESCO World Heritage Site since 2015. Retirees can also enjoy the scenic beauty of the nearby Texas Hill Country, along with a variety of cultural attractions and a friendly atmosphere.
Houston
As the fourth largest city in the U.S., Houston delivers big-city amenities with a surprisingly affordable cost of living compared to similarly sized cities across the country. Retirees can immerse themselves in the city’s renowned Museum District and vibrant Theater District, both offering endless recreation and volunteer possibilities. Health care is a major strength, with Houston Methodist Hospital ranked among the top in the nation. For those eager to keep learning, institutions like Rice University and the University of Houston welcome seniors aged 65 and older to audit courses for free. With its rich cultural scene, top-tier medical care, and senior-friendly perks, Houston truly stands out as a smart and fulfilling place to retire.
Best Small Towns in Texas to Retire
Discover the hidden gems of the Lone Star State—these small Texas towns combine scenic beauty, friendly communities, and a laid-back lifestyle ideal for retirement.
Boerne
Boerne stands out as one of the best small towns in Texas to retire, offering a unique blend of historic charm, modern comfort, and a welcoming community. Just 31 miles from San Antonio, Boerne provides easy access to big-city amenities while maintaining the peaceful atmosphere of a close-knit town. With a crime rate estimated to be 42% lower than the national average, safety adds to its appeal.
Fredericksburg
Fredericksburg, Texas, is a top choice for retirees seeking a peaceful, scenic lifestyle with easy access to city amenities. Located less than two hours from both Austin and San Antonio, this charming town offers a blend of natural beauty and small-town charm while providing quality healthcare through facilities. Its crime rate is estimated to be 56% lower than the national average, making it a safe and inviting place to enjoy retirement.
Discover Five Star Senior Living
Five Star Senior Living has senior living communities across the United States. Find a Five Star Senior Living community today to locate your perfect place to retire.